Floor plan of the Maisonette

Last night, Joseph came over to collect the HLE letter from me. The total approved loan amount is $558k. But, I don't need that much. Jo said he will arrange the first appointment at the end of Nov 2009. We will have ten days after the 1st appt to pay HDB the COV. The second appt will most likely be at the end of Dec 2009 or early 2010. After the owner had handed over the keys, we will need two months for renovation. So, most likely, the move in date is around late March, just like this year when I moved into my current flat. Move house twice in a year. Haha.

Jo will advertise my current flat in this Sat, 12 Sep 2009 newspaper. Our valuation for this flat is $308k. I am asking for COV of $50k because of the renovation money I had poured into it.