1st Apointment with HDB

Today, wife and I went to HDB Hub at Toa Payoh at 10.30am for our first appointment. Finally, after two months of wait. We walked out $15k lighter as we had to pay upfront cash for the COV. We signed so many times that my signature was going haywired.

The 2nd and final appointment would be around 12 January 2010. Hurray, finally I am going to get the keys in the middle of next month and start renovation. Now, I need to go evaluate the renovation quotes and decide which contractor I am going to use.